When do I have to pay my deductible?

Payment of the policy deductible is required at the time of claim. Therefore, if you selected a deductible when you purchased coverage, you must be prepared to pay your deductible to Medipac at the time you incur a claim.

If you have made payments directly to one or more healthcare providers, Medipac may be able to apply any amounts paid toward your deductible. Be sure to review the back of your insurance card and ask your health care providers for the specific types of invoices that Medipac requires for reimbursement. If the right invoice is not submitted, the invoice cannot be applied to your deductible and you will need to make an additional payment.